Terms of Service

Effective Date: May 7, 2026

1. Introduction

Welcome to Smart Finance Investments, a service provided by The First Home Network Foundation ("the Foundation"). By accessing our website or utilizing our investment services, you agree to be bound by these Terms of Service. If you do not agree, please refrain from using our services.

2. Definitions

  • "User": Any individual or entity accessing the Service.

  • "Service": The investment platforms, financial education, and tools provided by the Foundation.

  • "Investment": Capital committed by the User via the Foundation’s programs.

3. Eligibility

To use this Service, you must be at least 18 years of age and a legal resident of a jurisdiction where the Foundation is authorized to operate. By registering, you represent that you meet these requirements.

4. Account Registration

Users must provide accurate, current, and complete information during registration. You are responsible for maintaining the confidentiality of your credentials. The Foundation is not liable for losses resulting from unauthorized access to your account due to your failure to secure it.

5. Investment Services

Smart Finance Investments provides access to curated real estate and community-based investment opportunities.

  • Minimums: Specific minimums apply to each fund and will be disclosed prior to commitment.

  • Terms: Holding periods vary and are subject to the specific offering circular provided at the time of investment.

6. Fees and Charges

The Foundation may charge management fees or administrative costs.

  • Fees are typically calculated as a percentage of Assets Under Management (AUM) or as a flat annual fee.

  • A full schedule of fees is available in your User Dashboard.

7. User Obligations

Users agree to use the Service only for lawful purposes. Prohibited activities include:

  • Attempting to defraud the Foundation or other users.

  • Using automated systems (bots) to scrape data.

  • Providing false financial or identity information.

8. Risk Disclosure

Investments involve risk. Past performance is not indicative of future results. The value of your investment may fluctuate, and you may lose some or all of your principal. The Foundation provides no guarantee of returns.

9. Termination of Service

We reserve the right to suspend or terminate your account at our discretion for violations of these terms. Users may close their accounts at any time, subject to the liquidation terms of their active investments.

10. Governing Law

These terms are governed by the laws of the jurisdiction in which the Foundation is headquartered, without regard to conflict of law principles.

11. Contact Information

For legal inquiries, please contact: Legal Department | info@thefirsthome.net

Privacy Policy

Last Updated: May 7, 2026

1. Introduction

The First Home Network Foundation is committed to protecting your privacy. This policy outlines how we handle your personal and financial data.

2. Information We Collect

We collect information necessary to provide financial services, including:

  • Identity Data: Name, date of birth, Social Security Number (or Tax ID).

  • Contact Data: Email address, phone number, and physical address.

  • Financial Data: Bank account details, investment history, and income verification.

3. Use of Information

We use your data to:

  • Verify your identity (KYC/AML compliance).

  • Process investment transactions.

  • Communicate updates regarding your portfolio.

  • Improve our platform functionality.

4. Data Sharing and Disclosure

We do not sell your personal data. We share information only with:

  • Service Providers: Custodians, banks, and technology partners.

  • Legal Authorities: When required by law or to prevent fraud.

5. Data Security

We implement industry-standard encryption (AES-256) and Secure Socket Layer (SSL) technology. While we strive to protect your data, no method of transmission over the internet is 100% secure.

6. User Rights

Depending on your location, you may have the right to:

  • Access the personal data we hold about you.

  • Request correction of inaccurate data.

  • Request deletion of your data (subject to legal retention requirements for financial records).

7. Cookies and Tracking

We use cookies to remember your preferences and analyze site traffic. You can disable cookies in your browser settings, though some features of the Service may become unavailable.

8. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of significant changes via email or a prominent notice on our website.

9. Contact Information

For privacy-related questions: Privacy Officer | info@thefirsthome.net